Low Rate
Our Low Rate Car Loan is from Variable 6.71% APR for amounts over €20k
Easy Application
Start Your Application Online.
Join & Apply
No Waiting For New Members
Borrow Up to €50,000
Finance New or Used Cars.
Car Loan
Key Features
We Help Finance
- Get pre-approval and shop for your car like a cash buyer
- Own your car from day one
- Borrow any amount up to €50,000
- Buy new or second hand
- Repay early without penalties
- Get a quick decision from our team
- Low Rate – 6.71%APR* for amounts over €20k
Contact us and see if we can help!
The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.
Disclosures
Representative Example:
A loan of €10,000 over 5 years with 60 monthly installments costs €214.89 per month at a variable rate of 10.49% (Annual Percentage Rate (APR) 11.06%). The total amount you pay is €12,893.40. The cost of credit is €2,893.40. Variable rates may increase which would cause the cost of credit to increase.
A loan of €25,000 over 5 years with 60 monthly installments costs €489.15 per month at a variable rate of 6.5% (Annual Percentage Rate (APR) 6.71%). The total amount you pay is €29,349.00. The cost of credit is €4,349.00 Variable rates may increase which would cause the cost of credit to increase.
Loan Term Options:
*APR Annual Percentage Rate
Loan repayment terms are 1 – 5 years. No penalty for early repayment.
Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Clonmel Credit Union. It does not constitute a loan offer.
Loans are subject to approval. Terms and conditions apply.
Consequences of Non-Payment:
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Warning: The cost of your monthly repayments may increase.
Fees and Charges Disclosure:
- No hidden fees or set-up costs.
- No upfront repayments.
- No transaction charges.